There are occasions where debt is unavoidable. A sudden home repair, expense or a medical bill can send an individual from a good credit score to blemishes of repossession, bankruptcy, and other records that can affect one’s credibility and ability to borrow money in the future. This can happen to residents of Dallas, Texas. A…
College will be one of those trying times that you would want to end by graduating or simply dropping out. As Julie Bawden-Davis of the financial advice website SuperMoney puts it, something from that time will boomerang: If you’re on your way to college this fall so you can get a good job after graduating…
A rather checkered credit history will severely affect your ability to seek loans in the future, and some lenders are not as forgiving. According to Angela Colley, writing for the Main Street Financial News website: According to Experian’s The Great Credit Divide study, men have a 674 credit score on average. Women’s credit scores are…
An advice column on the FOX 4 Dallas-Fort Worth website paints the normally frustration-wrought credit cards in a better light. The author, Andrew Housser, stresses that credit cards aren’t as bad as they seem, provided that they’re used responsibly. He then continues and lists down a number of benefits that card users can enjoy.
The financial aftermath of holiday sales can leave you feeling worse than how you felt going into the holiday weekend or even into the department store. It is an odd occurrence when you get the strong urge to go shopping during the same moments you realize that you are in major DEBT. It is…
A column on the Dallas News website published on June 27, 2013 lauds the recent legislation of a couple of laws that prohibit merchants in Texas from charging extra for swipe fees, for both credit and debit cards. The bills were passed fairly recently, and should save Texans a whole lot of money. Notably, Texas…
In an article posted at Kiplinger.com last August 2012, Jessica L. Anderson says that FICO is not the only number that matters. She’s referring to credit scores that most people want to keep high in order to remain financially viable. Anderson rightly observes, however, that the only score that counts is actually the one your…
In a blog article published by the Huffington Post, Matt Schulz started his piece with a truism: “A higher credit score means more money in your pocket. It’s as simple as that.” Indeed, who can dispute such a statement? In this day and age when most everything is bought through credit, it’s a reality that…
As I was cleaning out my home office area recently, I happened to find a copy of one of my college homework assignments (from a business communication course). It was a copy of a letter that I wrote to one of the credit bureaus. (No, I am not a hoarder, I just happened to…
Do you find yourself in the same financial corner of ‘Barely Getting By’ & ‘Broke’ month after month, year after year? Or maybe you are new to this side of the financial street and really don’t know how you got here or how to get back to ‘Saving for Rainy Day’ & ‘Debt…